Auto/ Motorcycle

You can request quotes, updates or even file claims via internet or phone. We will explain in detail what the numbers and coverage descriptions mean in your policy. Our goal is to provide helpful explanations to all of your concerns.

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Collectible / Modified / Antique

What is a Modified Auto? Modified Auto is any automobile that has been modified from its original condition. Think street rods, replicas, kit cars and exotic vehicles like muscle cars that are used as hobby vehicles. Eligibility requirements include but are not limited to: minimum vehicle value, minimum operator age, mileage guidelines and storage requirements.

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Eligible Cars

Whether it’s chopped, channeled, lowered, chromed, Frenched or flamed – or it’s powered by a flathead, hemi, mouse motor, side oiler, Caddy, or an Olds rocket, the Modified Auto Program is the perfect fit.

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Street Rod

A vehicle manufactured prior to 1949 whose body, chassis, engine suspension or interior has been modified. Customized/Modified – a vehicle manufactured after 1948, which is at least 20 years old and has been altered from its original condition.

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Replicas

A commercially assembled reproduction of any motor vehicle at least 25 years old.

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Kit Car

A motor vehicle at least 25 years old consisting of separately manufactured components that are assembled by the purchaser.

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Exotic Vehicle

A motor vehicle that is considered to be increasing in value rather than depreciating because of its specific make, model year of manufacture and exceptional physical condition.

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Motorcycle

We have the experience and expertise to give customers a peace of mind and complete coverage. Our motorcycles program Motorcycle Program covers: Cruisers Touring bikes Sport cycles Trike conversions Custom cycles Classic bikes.

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Recreational Vehicles, ATV (All Train Vehicles)

If you decide that it would be fun to kick up the powder on a snowmobile…we will cover it! Our off-Road Vehicle Program covers a wide range of recreational vehicles, including: Snowmobiles, Dirt bikes, Dune buggies, Golf carts 3-, 4- and 6-wheel ATVs.

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EBOAT

Power boats Sailboats Bass boats Ski boats Yachts Personal watercraft Houseboats Charter boats and more!

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RV

Our motor home insurance policy gives you a real sales advantage by providing important standard and optional coverages not available in typical auto policies, or in the stripped down RV policies offered by other companies. We also offer the following coverages: attached accessories such as awnings; emergency expense coverage; and campsite/vacation liability coverage. Let’s insure! insures just about every kind of motor home on the market today, too, including: Low value motor homes High value motor homes Motor homes up to 45 feet long Older motor homes Motor homes titled in a corporate name Motor homes with multiple owners Full-timers Drivers over 70 years old with no surcharge Drivers with minor violations In fact, we accept more than 98% of all motor homes submitted (assuming acceptable driving record).

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Travel Trailer

When you go on a vacation or camping trip, the last thing you want to do is to worry about insurance coverage. That's why Let’s insure offers specialized insurance programs for travel trailers that provide the kind of security you need for real peace of mind. A specialized policy means you are covered whether it's a brief trip, or a long journey taking several weeks or even months. We can help you protect your RV investment and enjoy the open road. And isn't that what RVing is all about? We insure a broad range of travel trailers today, including: High-value travel trailers Low-value travel trailers New and old travel trailers Fifth-wheels Pop-up campers Luxury travel trailers and more! Our travel trailer policies also have available a long list of optional coverages, including (all options may not be available in all states): Total Loss Replacement Coverage Replacement Cost Coverage for Personal Effects Towing and Roadside Assistance Full-Timer Coverage.