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Insurance Blog

New Puppy or Kitten? Here’s What You Need to Know About Pet Insurance

A new puppy or kitten is exciting and costly. It’s important to consider pet insurance when you get a new pet so that you and your family are prepared for the unexpected regarding expensive vet bills. Let’s Insure proudly provides San Diego, CA residents with comprehensive pet insurance to keep their furry family members safe. 

What Does Pet Insurance Cover?

The not-so-simple answer: it depends. Your pet insurance policy will be unique to your needs. If your pet is likely to develop a condition based on their breed, needs special preventative care, or has other specific needs, it’s essential to talk with your insurance agent about what you’re looking for from a pet policy. 

Will My Vet Accept Pet Insurance?

Most pet insurance policies allow you to visit any licensed veterinarian in your state. After your vet performs a service, you can submit your receipt to your insurance company for reimbursement. 

Do I Need Separate Policies for Multiple Pets?

Some pet insurance policies will allow you to keep all your animals on one plan, while others require multiple plans. When you meet with your pet insurance agent, they can work with you to ensure that your pet insurance policy covers all the animals in your home.

Your Answer for Pet Insurance: Let’s Insure, Serving San Diego, CA

You love your new pet and want to be sure you’re doing all you can to protect their health. At Let’s Insure, serving San Diego, CA, we’re here to provide you with the pet insurance you need to rest assured that you’ll be able to handle hefty vet bills. Reach out to us today to learn more about our policies.

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What Does Pet Insurance Cover?

If you have a pet in your home, the chances are that you treat them like a member of the family. You try everything to make their stay comfortable and healthy. While routine vet health checkups are integral in your pet’s health, medical costs can quickly stack up, denting your pocket. Thankfully, you can invest in a pet insurance policy from Let’s Insure of San Diego, CA, to help take care of your pet’s medical care.

What is covered by pet insurance coverage?

Your pet insurance coverage depends on your pet and your insurer. However, typical pet insurance is likely to cover the below areas. 

Accidents

If your pet is involved in accidents, you don’t have to worry about the associated medical costs. Pet insurance covers accidents like poisoning, swallowed objects, torn ligaments, fractures and so forth. Pet insurance covers accident-related costs such as X-rays, hospitalization, MRI, medications, blood work, and surgery. 

If you opt for ‘accident only’ policy coverage, it excludes intentional accidents, illnesses, routine checkups, and pre-existing illnesses. 

Illnesses

Caring for a sick pet can be financially and mentally draining. Thankfully, pet insurance lessens your financial burden by taking care of major and minor conditions, including cancer, arthritis, UTIs, infections, and so on. Pet insurance covers everything from diagnosis to ensuring that your pet’s optimal health is restored.

Depending on your coverage, congenital diseases that may show symptoms later in your pet’s life can be covered. Besides, alternative treatments like physical therapies and chiropractic care can be covered. 

Wellness

Pet insurance coverage plays an important role in preventing diseases. It does this by covering expenses like spay and neuter, exam fees, vaccinations, and routine lab tests. These preventive strategies are pivotal in saving you significant treatment costs. 

Buy pet insurance today!

Because your animal companion means a lot to you, it’s time to protect them with pet insurance. If you are in San Diego, CA and its environs, please contact Let’s Insure for a competitive quote.

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3 Benefits of Pet Insurance

Your pet is part of your family, one of your closest friends, and more than once has most likely provided you cherished companionship. Pet insurance can add to the quality of life for these members of your family, especially in the San Diego, CA area.

Regular Veterinary Visits More Often

Depending on how the insurance company structures your pet insurance policy, it may make things easier to get your pet routine and preventative care. Doing what you can to keep your pet healthy will allow your pet to keep up with an active lifestyle. Routine and preventive care can help stave off specific health issues your pet may experience later. Some medical problems may be easier to treat if caught early because of routine exams.

Less to Decipher than Human Insurance

Pet insurance policies are usually much easier to read and sort through versus human insurance policies. Essential sections such as deductible qualifications covered health issues, and things that aren’t covered are, in most cases, clearly listed. Your insurance provider can answer questions about waiting periods, qualifications, pre-existing conditions, and more.

Peace of Mind

More than anything else, pet insurance for your furry loved one provides peace of mind. Unexpected medical issues for humans or pets alike is something to which we are all subject. Pet insurance adds one more layer of potential assistance for you and your family if your family finds your pet suffering an unexpected medical situation. Pet insurance may give you and your family more treatment choices if your pet suffers something catastrophic.

Pet insurance policies vary. Make sure you ask your insurance provider about these types of benefits. Let’s Insure is happy to help guide you in choosing the right pet insurance policy for you. Faithfully serving the San Diego, CA, area, contact Let’s Insure today to get your pet the right policy.

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How Worthwhile Is it to Have Pet Insurance?

Is it a good idea for you to get insurance for your pet? Many people don’t realize that this even is an option. We know that we love our pets just like they’re family and want to do our best to keep them healthy and safe. Learn more by talking to an agent from Let’s Insure of the San Diego, CA area.

Pet insurance for Optimal Health and Safety

What happens if your pet becomes injured? If this is a serious injury, you will want to bring them in to see a veterinarian, and they might need surgery or other treatment. This can be costly, so it’s important that you have some help with the expenses. Many vet offices will at least need a down payment, so if you can show that you have insurance, it makes a big difference.

Routine Expenses

When it’s a routine appointment for your pet or regular treatment, you’d likely have a plan for how you’re going to pay for it. Obviously, there can still be some difficulty paying for this, and that’s where pet insurance comes into play. You can rest easy knowing you won’t have to wait or avoid necessary treatments. Though these may not be urgent, they are crucial to the well-being of your pet.

Uncertainties Are Certain

We can never predict when something will happen to our pets. Wouldn’t you like to be prepared and get them the care that they need right away? With customized insurance solutions for every situation, this should help with the stress involved.

Contact us at Let’s Insure, and we’ll put together a policy for pet insurance that meets your needs. We serve the greater San Diego, CA, and always welcome new clients.

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