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Insurance Blog

What Does Pet Insurance Cover?

If you have a pet in your home, the chances are that you treat them like a member of the family. You try everything to make their stay comfortable and healthy. While routine vet health checkups are integral in your pet’s health, medical costs can quickly stack up, denting your pocket. Thankfully, you can invest in a pet insurance policy from Let’s Insure of San Diego, CA, to help take care of your pet’s medical care.

What is covered by pet insurance coverage?

Your pet insurance coverage depends on your pet and your insurer. However, typical pet insurance is likely to cover the below areas. 

Accidents

If your pet is involved in accidents, you don’t have to worry about the associated medical costs. Pet insurance covers accidents like poisoning, swallowed objects, torn ligaments, fractures and so forth. Pet insurance covers accident-related costs such as X-rays, hospitalization, MRI, medications, blood work, and surgery. 

If you opt for ‘accident only’ policy coverage, it excludes intentional accidents, illnesses, routine checkups, and pre-existing illnesses. 

Illnesses

Caring for a sick pet can be financially and mentally draining. Thankfully, pet insurance lessens your financial burden by taking care of major and minor conditions, including cancer, arthritis, UTIs, infections, and so on. Pet insurance covers everything from diagnosis to ensuring that your pet’s optimal health is restored.

Depending on your coverage, congenital diseases that may show symptoms later in your pet’s life can be covered. Besides, alternative treatments like physical therapies and chiropractic care can be covered. 

Wellness

Pet insurance coverage plays an important role in preventing diseases. It does this by covering expenses like spay and neuter, exam fees, vaccinations, and routine lab tests. These preventive strategies are pivotal in saving you significant treatment costs. 

Buy pet insurance today!

Because your animal companion means a lot to you, it’s time to protect them with pet insurance. If you are in San Diego, CA and its environs, please contact Let’s Insure for a competitive quote.

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